Bank-grade security and compliance by design
SecureBridge is built on a foundation of explicit consent, data minimization, encryption, audit logging, and lender-controlled decision-making.
Explicit Consent
Consent is specific, informed, versioned, time-stamped, and revocable. Separate consent choices exist for identity verification, income access, credit reporting, and data sharing.
Role-Based Access Control
Every user type has a defined permission set. Borrowers see only their own data. Bank users access only their bank's cases.
Encryption at Rest and in Transit
All data is encrypted at rest using AES-256 and in transit using TLS 1.3. Documents stored in encrypted private object storage with short-lived signed access URLs.
Audit Logging
Every access, change, consent action, and verification event is logged with timestamp, user identity, and action details.
Human Review
Automated verification results are reviewed by trained operations staff before inclusion in lender-ready dossiers.
Vendor Due Diligence
All verification vendors undergo security and compliance assessment before integration.
Data Minimization
Only data necessary for the specific verification purpose is collected. Sensitive identifiers are masked in the UI.
Secure File Handling
Documents stored with encryption, access logging, versioning, and configurable retention. Malware scanning is applied.
Borrower Access and Correction Rights
Borrowers can view their data, download consent records, request corrections, and submit disputes.
Dispute Handling
Structured workflow for disputing payment records, identity information, and document accuracy.
Data Retention Controls
Configurable retention policies by data classification. Automated secure deletion of expired data.
Bank Tenant Separation
Each bank operates in an isolated tenant environment. Row-level security enforced at the database level.
Incident Response
Documented incident-response plan covering breach detection, containment, investigation, notification, and remediation.
Lender-Controlled Decision-Making
SecureBridge never approves or declines loans. Banks retain 100% of final credit decisions.
Compliance gates
SecureBridge does not process live client data until all compliance requirements are met. The platform is built for SOC 2 readiness.
Report a security concern
If you believe you have discovered a security vulnerability, please contact us immediately.
Contact Security Team